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provide some relief from rising costs by reducing ACA plan rates for the second year in a row.


The decreases equal a $238 million reduction in customer health care costs for 2020.

Blue Cross NC has filed to decrease its 2020 Affordable Care Act (ACA) rates by an average of 5.2 percent for plans offered to individuals and an average of 3.3 percent for plans offered to small businesses with one to 50 employees. With this reduction, we take 238 million steps towards more affordable care in North Carolina.

This is the second year in a row that Blue Cross NC has filed an average rate decrease for individual ACA members – with the average rate reduction for individual members totaling nearly 10 percent over the last two years. In addition, small businesses have also seen cost reductions in their plans over the last two years.